Our Mission
At LG Agency, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Crafting extraordinary events tailored to your unique vision.
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Frequently Asked Questions
Common Questions Answered for your convenience.
What is the right amount of life insurance for me?
The right amount of life insurance varies from person to person and depends on your unique circumstances. Factors such as your age, income, financial goals, and family situation all play a role. Our experienced advisors will work closely with you to assess your needs and recommend a coverage amount that ensures your loved ones are financially secure in the event of the unexpected. It's important to regularly review and adjust your coverage as your life circumstances change.
How does the claims process work?
Our claims process is designed to be as straightforward and efficient as possible during what can be a challenging time. When a claim needs to be filed, simply contact our claims support team. They will guide you through the necessary steps, including providing the required documentation. We aim to process claims promptly, ensuring that you receive the financial assistance you need during difficult times. Rest assured, we're here to support you every step of the way.
Can I make changes to my policy after it's issued?
Yes, you can typically make changes to your policy after it's issued, although the options available may vary depending on the type of policy you have. Common changes include updating beneficiaries, adjusting coverage amounts, or changing payment methods. It's important to keep your policy up to date to align with your changing circumstances. Our team is here to assist you with any policy changes or updates you may require. Feel free to reach out, and we'll ensure your policy continues to meet your needs.
What are the types of life insurance?
There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.
Who needs life insurance?
Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death..
How do I apply for life insurance?
To apply for life insurance, you can contact us to get a quote and start the application process. It typically involves providing personal and medical information, and may require a medical exam before making a decision.